How to Report Identity Theft to the FTC
Filing a report with the FTC is one of the most useful and underused steps in identity theft recovery. Here's how and why.
What IdentityTheft.gov does
The FTC's dedicated site walks you through describing what happened and generates a personalized, step-by-step recovery plan along with an official identity theft affidavit.
Why the affidavit matters
The affidavit is a sworn statement you can use when disputing fraudulent accounts with creditors and credit bureaus, and it can support a local police report.
What information you'll need
Have your basic contact information, a description of what happened, and any documentation like breach notices or fraudulent statements ready before you start.
What happens after you file
You'll get a checklist tailored to your situation — for example, contacting specific companies, placing a freeze, or disputing specific accounts — along with saved copies of your affidavit.
Key takeaway
A free FTC report generates a personalized recovery plan and an affidavit you'll use throughout the dispute process.